For the time being Im driving an hour and a half to work and another hour and a half back home each day, that alone pushes me so far into the high risk category nothing else matters. But, I also have my homeowners insurance and landlords insurance on two rentals with them, so that helps. thats one of the things im waiting for drivewise to figure out. Get a new quote and save today. I actually try to stay far enough back that it isnt necessary to hit my breaks every time the guy in front of me on his cell phone hits the breaks (that irritates me especially if they are talking on their cell!). When evaluating rates, please verify directly with your insurance company or agent. drivewise is being redone, braking will be coming off completely. drivewise doesnt consider regular driving on ice or snow or or even in the summer when your car is cut off or the car in front crams on its breaks. Its really interesting to read all those comments about user perspective. ANY discount would be welcomed (I HATE paying insurance, never use it) A concern would be NY weather( antilocks kick in all the time) If rates wont go up nothing to lose for me, right? There is a marginal increase due to BI rates, and sometimes due to comp/coll changes. LOL, They took off my extreme brake events but my % stayed the same, 11%. The discount goes UP TO 30%. Loved Hartford, got good benefits cause I was a good driver, etc., but Geico did not tell me the quote was for six months. Thats kindve misleading. A small plugin device and the app monitors your driving habits. The average speed on this interstate is more like 75-80 and I am right there with the rest of the speeders. Good luck with that drivewise since you think its so great you must not have an off hour job and work for a police, fire, ems, or hospital as us workers dont have the luxury of driving 9 to 5. I started out at a 10% discount 6 months ago now Im at 3% ! But, with that being said, I dont think they should advertise 30 percent if its impossible to attain. They only have ever offered a six month auto policy in which you MUST wait for the renewal premium for the next 6 month policy period before they will accept payment. Allstate! What would I have to do to get 30%? It seems like the why part of the equation should matter, doesnt it? You have declined the Drivewise Customer Agreement: Your vehicle(s) will not be enrolled in the Drivewise program. NO STUPID MODULE OR PROGRAM to worry about. I called a family meeting where I castigated them on being heavy on the pedal so we are looking at similar tactics to avoid braking and slowing down. Enter your ZIP code now to compare free car insurance quotes to save even without a usage-based program. Let me guess, absolutely none of you screams bloody murder when you are victimized and want the perpetrator caught. Statistically predicting driving habits that most often cause accidents is the way of our crowded future. I am willing to do almost anything to save money particularly on insurance. You can save up to 30% its based on how well you drive and the longer you use the device the more you can save. look at your drivewise graph. Non-Allstate customers can sign up for Drivewise and qualify for certain rewards. The program is corrupt and dosent work with all vehicles. But then I saw that Drivewise was required. You should at least be able to dispute the braking issue. At the very least it would be nice if they were up front about all of this. % discount Ill take the damn thing out and drive the way I want to drive not I think that running over small animals is a small price to pay for a good discount on your insurance. He has a college degree in communication from the University of Tennessee and has experience reporting, researching investigative pieces, and crafting detailed, data-driven features. If I drive 20,000 miles with no accidents and claims in a year and get no savings, but if I drive 5,000 with the other vehicle and get no accidents I save 15%. It didnt bother me that they were tracking the times that I drove. Eventually they will have GPS that will record your location and tie up to weather etc. With a 10% discount automatically applied when you sign up for Drivewise, you will see a decrease in your auto insurance premium. Drivewise is a con and I suspect the only reason they have it is to track your driving and change your premiums accordingly. Immediately after enrolling in Drivewise, you qualify for a 10% discount on your car insurance premium. I wont lie, these types of contraptions make me nervous. We may receive payment from our affiliates for featured placement of their products or services. My percentage went from 23% to 3% overnight part way through the current cycle. Can anybody say STOOO PID! The will still catch you when you will move your car for street cleaning. Not a smart investment. So if you supposedly start at 30% which mine never did it started at 7% what kind of grading scale are they using for and overall B grade to get 3%? Maybe you all can help me out. Check out our Metromile review and learn about pay-per-mile car insurance! We are way past 1984. Quality content is the key to be a focus for the viewers to they promote unsafe driving with the drivewise. It started me off at a 15% discount and now I am down to 5% because of hard Braking events. HAPPY MAYDAY. and incidentally, if you threw your Drivewise device in the trash, get ready for that 50 dollar charge for not returning it. i havnt had the nerve to tell her no. With many insurance designations to her name, including CPCU, Abi writes and speaks about risk and insurance with authority. 8% on his car is way less than 8% would be on my car. she also told me the police do not check these things so the whys of braking dont matter to anyone but them n only for the discount. I walk to work every day and put maybe 10,000 miles TOTAL on BOTH vehicles combined in a year. theyve taken off several brake events, no change in %, it went down when i got them though. Anybody know the time of the day. She married her husband and began working in the family insurance business in 2005. For someone to go on a rant about a product that is actually saving them money is rediculous. I also instructed them on driving through yards to avoid backing up. From the day we signed up it never moved from 7%. At that point I said Im taking this thing off my car, its not worth it and she said shed look further into it and adjust my grading. I definitely think I woulfnt sign up for a program like that.I think I would end up worrying about whether Im driving good enough.In the midst of doing that Id probably end up in an accident. i called allstate, complained about my hard braking, and other stuff about drivewise. The rep just laughed at me and told me to pull the module out. However , in mid-late December 2021 , when the app was allowed to be used , they changed the algorithm. Home equity line of credit (HELOC) calculator. allstate drivewise device non return fee. It is now Sept. 17 and I have no check. I guess I could save more if my wife used Drivewise, but she knows that she does a lot of hard braking and worries that she would cause our rates to go up. TY! I think this program is completely rigged to screw over the cars that have the potential to get the highest return. And as to your hard braking in the Walmart parking lot, your argument and conjecture is irrelevant. So yes lets all give you a pat on the back since you feel special to get a check. It means instead of receiving up to a 30% discount you may simply receive 0% for that 6 mo. ill be able to hit thge brakes whenever i need to n do it safely. i have 19% now. No notice or explanation was received by users or agents. i got an email saying they need more time. Also the braking element of the program is a mess. 6 month payment was $600.00 now they want $1,000.00. Join. Is it only me or does it appear like a few of the I appreciate the opportunity to read everyones thoughts. As with anything consumers hear what they want to hear, in your case you heard 30% savings and tuned out the details of program. Shall be yet again incessantly in an effort to look into fresh discussions. 10% is the enrollment discount for the first policy period that will remain the same, as long as the device is plugged in and reporting and the email agreement is read and accepted at renewal a Drive Wise Performance Rating discount will be assessed. I am saving 15%. I told him that I will do my research before changing my insurance from Geico. Thats money out of your pocket! The core issue of whether Drivewise is worth it will boil down to privacy concerns. 1 or 2 images. I beat Tom in brake events,,,LOL. I had to wait for the insurance co (allstate) to locate used parts before my car could be repaired. so all i can do is sit n wait for them to email me again.. we, (i), work down from it. how do you tell that kid, or whoever, that well im sorry but i cant come pick you up, my insurance company will think im a really bad driver if i drive after 11 pm. Older and cheaper cars are more likely driven by young and inexperienced drivers, who on average cause more damage. It may be more of a pain than a benifit. The insurance industry is always on the lookout for new information to use in their rating. Anyone can sign up for Allstate Drivewise even if you are not an existing Allstate customer. The problem with the app is it doesnt know when you are a passenger in someone elses car, but Im not sure if that has been resolved. All the customer service reps and their managers are ignorant. Before joining the team, she worked for nearly three years as a licensed producer writing auto, property, umbrella and earthquake policies. I will guess no according to your response. Regardless, Im not sure how they can count a single braking incident against someone when they have no idea why I was braking. Allstate isn't available on Finder right now. i dont care who you are or how safe you drive stuff happens. They will have me scenarios on how they are not liable for the damages. oh, and I am all that was just described, lol. I have never had an accident or a claimever!!! Car insurance rates for an Allstate policyholder that participates in Drivewise are not fixed and can vary based on driving behavior. I have not qualms whatsoever of the service that I have received from Allstate, however, I have continuously watched my rates go up in the last year every 6 months. Holly, Im older than you. These rates are determined by your individual rating characteristics. Drive when and where accidents and traffic are rarepay little. Can you suggest a good web hosting provider at a fair price? So I have read these posts. Haha Taking your story at face value that you did nothing wrong and your rates went up. I think Id fail the test. Crash detection is another feature built into the mobile app and available to Drivewise participants. That means you were going 10 miles an hour or faster in your driveway, and had to brake to zero! How likely would you be to recommend finder to a friend or colleague? In reality, this is full datalogger that communicates directly with your vehicle computer over a CANbus network. Living in a state full of fires and several homes burning and people being evacuated, price does not affect the way our Allstate Agent handled the situation. They were fine as my homeowner\'s plan. He said I only needed to make a deposit of $322 into my Milewise account, track it online and when I drove down to $54, my account would be replenished. drivewise said shell find out why they wouldnt take all my weather related extreme braking off. It appears you have to get an A+ on all three scoring criteria. I recently signed up for Drivewise and never got the impression that you will for sure, get a 30 percent discount. I kept calling and was told there was a problem with their system and it had sent the device to the wrong address all the while not knowing that I was being charged a daily fee for a device I did not have in my car. Why? You see businesses use this strategy everywhere. It in fact encourages people to run the yellow light to avoid the hard breaking incident. I think Ill be taking this things out and sending them back. they said theyd fix the problem but the new/old policy would cost me hundreds more. |r&Zrxtt%>NE3VQ&#%Bo9X]3jMUhrb=QDEZ>|GoGIXD0[MZ Y8GMefyM4i&71 4Od*OkAl{8\_T8+u'c{oTd%[pb a:'B8S%/8z hVQv6z 6Qbilv`. I guess I dont see the downside to that. That was, until, I got an email from Allstate explaining that I could track my Drivewise discount on their website. Havent had any issues with it and I think its helpful. While the company doesnt sell your information, it may share it with its affiliates, agents, partners, vendors and law enforcement. Those of you with smartphones; check out the free app available from the website drivewise.ly. Separate from Allstates auto insurance policy, Allstates Drivewise is a telematics program that uses the Allstate mobile app and a small telemetric device fitted into a vehicles Onboard diagnostic port (OBD), which provides access to the vehicles onboard computer.